Terms and Conditions

1. Acceptance of Terms

By accessing or using the Frank Reckoniment website or platform ("Services"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Services. We may update these Terms from time to time, and continued use of the Services after changes are posted constitutes acceptance of the revised Terms.

2. Description of Services

Frank Reckoniment provides AI-driven data analysis and decision-support tools intended to help users interpret information and identify trends. Our Services are informational and analytical in nature. They do not constitute financial, legal, tax, or investment advice, and should not be relied upon as the sole basis for any decision.

3. Eligibility and Account Registration

You must be at least 18 years of age and capable of entering into a legally binding agreement to use our Services. If you register for an account, you agree to provide accurate, current, and complete information and to keep this information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

4. Acceptable Use

When using our Services, you agree not to:

• Use the Services for any unlawful purpose or in violation of any applicable regulation;
• Attempt to gain unauthorized access to our systems, data, or other users' accounts;
• Reverse engineer, decompile, or otherwise attempt to extract the underlying algorithms or source code;
• Reproduce, resell, or redistribute the Services or any generated outputs without prior written consent;
• Upload or transmit any material that is unlawful, harmful, or infringes on the rights of others;
• Interfere with or disrupt the integrity or performance of the Services.

5. No Financial Advice

Nothing provided through Frank Reckoniment, including any analysis, report, chart, or output, constitutes financial, investment, legal, or tax advice. Any decisions you make based on information obtained through the Services are made at your own discretion and risk. You should seek independent professional advice before making any financial or investment decisions.

6. Subscription, Fees, and Payment

Certain features of the Services may require payment of subscription fees. Where applicable, fees, billing cycles, and payment terms will be presented at the time of purchase. All fees are exclusive of applicable taxes unless stated otherwise. We reserve the right to modify our pricing structure, with reasonable notice provided to existing subscribers where required by law.

7. Intellectual Property

All content, software, design elements, trademarks, and materials associated with Frank Reckoniment are the property of Frank Reckoniment or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted, no part of the Services may be copied, modified, or distributed without prior written permission.

8. Third-Party Data and Links

Our Services may incorporate data sourced from third parties or contain links to third-party websites. We do not control and are not responsible for the accuracy, completeness, or reliability of third-party data or content, and their inclusion does not imply endorsement.

9. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

To the maximum extent permitted by law, Frank Reckoniment and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from or related to your use of, or inability to use, the Services, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Frank Reckoniment and its affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of the Services or your violation of these Terms.

12. Suspension and Termination

We reserve the right to suspend or terminate your access to the Services at our discretion, with or without notice, including in cases of suspected violation of these Terms. You may stop using the Services and, where applicable, cancel your subscription at any time in accordance with the cancellation process provided.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Frank Reckoniment operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction.

14. Changes to These Terms

We may revise these Terms from time to time to reflect changes in our Services, legal requirements, or business practices. The updated Terms will be posted on this page, and your continued use of the Services after such changes constitutes your acceptance of the revised Terms.

15. Contact

If you have any questions regarding these Terms, please reach out via the contact details provided on our Contact page.